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For additional care, you’ll likely be expected to pay out of pocket. This can become expensive quickly, especially in the case of an emergency. However, these plans aren’t only useful in case of emergency. They can also be a way to receive additional care such as dental or vision coverage. To view the full offerings in your area, visit HealthMarkets for a comprehensive search.
Common Supplemental Insurance Types
Now that you understand how supplemental insurance works, let’s discuss the most common types of coverage.Many of these options can be purchased through your employer if your employer already offers insurance. Additionally, if you’re covered under Medicare or the Affordable Care Act, you might be eligible for supplemental plans.
Dental insurance – Most traditional plans do not offer dental insurance. This coverage will assist with things like office visits, annual exams, and emergency dental care.
Vision insurance – Like dental insurance, this coverage isn’t included with most traditional health insurance. Vision insurance covers annual exams and more.
Critical illness insurance – Critical illness insurance offers coverage if you fall critically ill unexpectedly. This can be costly, and you don’t want to find yourself in a situation where you’re unable to pay for emergency care.