Barger & Associates: Allstate Insurance

Not all policies handle water the same way. Barger & Associates: Allstate Insurance breaks it down so you can decide in five minutes: flood is a separate policy, water backup usually needs an endorsement, and sudden accidental leaks are treated differently from long-term seepage. We’ll design homeowners insurance that reflects your home’s age, plumbing, and risk areas, then suggest simple prevention—shutoff know-how, braided supply lines, and clean gutters. For renters, we build renters insurance with replacement cost and useful temporary housing. On the road, we set auto insurance deductibles you can truly handle tomorrow and explain how glass or rental reimbursement might help your routine. We also offer clear life insurance choices sized to the bills that matter most. When water finds you, we’ll walk through documentation, mitigation, estimates, and repair in a steady sequence. Barger & Associates: Allstate Insurance gives Southlake neighbors less mystery and more control.