Deepak Poddar

Hi, I’m Deepak, currently the CEO/ Founder of Balaji Credits. I am a finance consultant by profession and an entrepreneur from heart.

Ever since my career began around 20 years back, I guided small businesses on how to avail business loans and learnt about their problems. Back then, I learnt that most of the small business owners including startups do suffer due to their borrowing behavior.

They borrow unsecured business loans and Loan against property (LAP) for working capital purposes or for capital expenditure which ruins their financial independence over a period of time. Not only this 90% of these owners also loose various govt. sponsored schemes and subsidies due to wrong borrowing.

However, I fell in love with them much later when I incorporated “Balaji Corporation” in 2005. I, along with 3 team members, was successful in helping 100+ SME's and startups avail project loans, working capital and machinery loans.

In 2014, I was able to crack few secrets of corporate companies which not only helps them become debt free, but also keeps them growing.

So, in 2015, when major loan and finance consultants were busy selling traditional loan products irrespective of the impact on small businesses, I incorporated Balaji Credits, where I was managing a team of 9 people who too had the same feeling for financial consulting.

In less than 3 years, we served over 250+ clients not only to avail best financial (loan) products but also enabled them to grow with the help of various debt instruments and non conventional way of borrowing (supply chain)

Till today we have helped 1000+ small businesses including more than 100+ start-ups across India in the most critical situation where with fund raising in form of structured working capital.

If you want to talk more about working capital, bank guarantee, sell and lease back model or especially supply chain finance (since it’s my personal favourite), hit me up or just email me