“We want to solve that problem,” said Clara founder and CEO, Veer Gidwaney (pictured). “The world of healthcare has changed dramatically over four decades.

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Forty years ago, the average deductible was $500, cost of care hadn’t gone through four decades of inflation, and the middle class had savings. These things are not only not true today, but they’re so far from the truth today that they’ve caused, in many ways, tectonic shifts in society. You would think, at the very least, that incumbent carriers in the supplemental benefits space would have adapted their products to deal with these issues, but they haven’t. And so, that’s what we’ve done. We believe there are insurance products you can create that can deal with these issues.”